Blog: Mortgage Information

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more
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Jonelle Real Estate
54 Oscawana Lake Road
Putnam Valley, NY 10579
Office: 845-526-2112
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Testimonials

Dear John, 

I appreciated and valued your diligence, support & helfful advice especially when problems arose and I thought I'd be spinning in the air forever without landing. But eventually we found the solutions. 

Just as you were recommened most highly by my friends who sold their house, though you, I can wholeheartedly do the same. You know Putnam Valley very well, you're a man of integrity and a pleasure to deal with. 

Continue to help the area flourish and enjoy yourself while doing so. 

Warmly, 

Ethel Price, Lake Oscawana
Ethel Price, West Shore Oscawana Lake, Putnam Valley!
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Jonelle Real Estate
845-526-2112 | Contact Us
54 Oscawana Lake Rd. - Putnam Valley, NY 10579
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